Ałchíní Bi Bižzhóón–Diné First Laugh Ceremony
Baby’s first laugh is their transition from the spirit world to the human world

Guide to Healthcare on the Navajo Nation

Overview

Healthcare within the Navajo Nation is a complex, highly fragmented network of public health systems. Because these systems lack a centralized oversight body, families and providers face significant structural hurdles when trying to secure continuous, high-quality care. Understanding the unique landscape requires looking closely at how services are structured—and where the systemic gaps lie.

This guide is a starting point for families and providers navigating the complex healthcare landscape on the Navajo Nation. It is not a complete map—the system is too fragmented, too under-resourced, and too cross-jurisdictional for that—but it will help you understand the territory, anticipate challenges, and find your way. It is grounded in the lived experience of families who have walked this path before you.

Service Gaps You Need to Know

No Private Healthcare on the Reservation

There are no private practitioners or private healthcare facilities operating within the boundaries of the Navajo Nation. All care—primary, urgent, and specialty—must flow through federal or tribal systems. This means you cannot “choose” a private doctor locally, and you cannot pay out-of-pocket for private care within the reservation.

Any private care outside IHS/tribal facilities requires travel off-reservation. 

No State Public Health Offices on the Reservation

There are no state public health offices located physically on the Navajo Nation across the Arizona, New Mexico, or Utah portions of the reservation. Instead, public health infrastructure and healthcare services on the Navajo Nation are managed primarily by the Navajo Area Indian Health Service (NAIHS) (a federal agency under the U.S. Department of Health and Human Services), the Navajo Nation Department of Health (NNDOH) (a tribal entity) and alongside tribal health organizations. Please read the next section for more information.

Any public care outside IHS/tribal facilities requires travel off-reservation. 

Limited Healthcare Options for Non-Natives

Non-Native Americans living on the Navajo Nation face a distinct challenge: local healthcare options on-reservation are both insufficient and limited strictly to IHS/tribal facilities which serve enrolled tribal members. As a result, those not enrolled as tribal members must travel off-reservation to border towns (such as Gallup, Farmington, Flagstaff, or Page) to access private or community-based commercial healthcare providers using their private insurance, Marketplace plans, or employer benefits.

NAIHS will stabilize non-Native patients in a true medical emergency. Under federal EMTALA (Emergency Medical Treatment and Labor Act) laws, emergency departments that receive federal funding must evaluate and stabilize anyone experiencing an emergency medical condition, regardless of race, tribal enrollment, or insurance status. Once the patient is stabilized and no longer in immediate critical danger, IHS facilities are not equipped or mandated to provide ongoing non-emergency or inpatient care to ineligible non-Natives. The care is not free. Non-Native patients are legally responsible for the cost of the emergency services provided and will be billed standard rates.

Federal Government Control over Healthcare

The Navajo Treaty of 1868. The healthcare system on the Navajo Nation is a partnership between federal, tribal, and state entities. While fragmented, it is also resilient, providing essential services across a vast and challenging geography. 

The Treaty of 1868 is the source of the federal government’s obligation to the Navajo people, and it is from this that the IHS and its predecessor programs ultimately derive their mandate. 

The federal government’s role in healthcare on the Navajo Nation originates from a solemn promise in the Treaty, which ended the Long Walk and “allowed” the Diné people to return to their homeland. The Treaty formally established the United States’ trust responsibility to the Nation. While this treaty and its 1849/1850 predecessor did not explicitly mention “healthcare,” they created a permanent framework of federal protection and obligation that the courts have consistently affirmed. This trust relationship has evolved into the modern legal duty to provide health services, a duty that is central to the mission of the IHS. The Snyder Act of 1921 and the Indian Health Care Improvement Act (IHCIA) codify the federal policy “to ensure the highest possible health status for Indians.” 

Tribal sovereignty, federal resources, and community wisdom have a physical presence. However, state facilities are NOT present.

Why State-Run Health Facilities Are Not PresentThe lack of state public health offices on the Navajo Nation is a direct reflection of tribal sovereignty. The U.S. Supreme Court has long recognized that reservations are “separate, although dependent nations” where state law generally has no force. In the landmark case McClanahan v. Arizona State Tax Commission (1973), the Court ruled that states cannot exert jurisdiction, such as taxation, over tribal members living and working on the reservation. This fundamental principle of sovereignty is why the Nation does not have state-run Medicaid or public health offices within its borders, and why the responsibility for healthcare is a federal-tribal partnership.

State public health and human services offices do exist off the reservation in border towns or within the respective counties that overlap with the Navajo Nation (such as Apache and Navajo counties in Arizona; San Juan and McKinley counties in New Mexico; and San Juan County in Utah). These state offices provide services to residents of those counties, including enrolled tribal members who live in the area or access off-reservation resources. The most urgent need for these offices is for specialty and complex care, and Medicaid application processing. 

Why State Public Schools ARE present. Rose McClanahan, the young Diné at the center of the McClanahan case who has now long worked at DNA People’s Legal Services, brought her case at the very moment when federal policy was shifting away from forced assimilation and toward tribal self-determination. As tribes asserted their sovereign rights, the U.S. government began to support tribal control over education, which enabled contracts between tribes and states for state-run public schools on the reservation and also charter schools. This led to the establishment of a complex educational terrain of federal, state, and tribally operated schools, including the physical presence of state schools and establishment of on-reservation public school districts.

The reason state public schools are physically present on the reservation but not state health facilities lies in the different journeys of federal policy. For education, the shift toward self-determination—embodied in the Indian Self-Determination and Education Assistance Act (ISDEAA) of 1975—created a framework for tribes to contract and compact for educational programs. 

For healthcare, no such shift occurred. 

Navajo Nation Dept. of Health

Indian Self-Determination and Education Assistance Act (ISDEAA). After more than 30 years of running stand-alone health and social service programs, in 2014 the Navajo Nation established an umbrella Department of Health. The Nation’s primary authority to operate its own medical and health programs comes from federal law — the Indian Self-Determination and Education Assistance Act (ISDEAA) or P.L. 93-638, enacted by Congress in 1075.

The ISDEAA provides tribes with primary authority to operate its own medical and health programs, or designate a tribal organization to do so. Depending on a tribe’s “financial stability and financial management capability,” the ISDEAA provides two pathways toward more control. Under Title I of the ISDEAA, a tribe runs a medical or community health program as a federal contractor under NAIHS oversight. Under Title V of the ISDEAA, a tribe would run that program under block “compact” grants as a sovereign partner to the federal government.  

The Navajo Nation directly runs community health programs as a Title I contractor, and has designated tribal organizations to run some NAIHS medical facilities as both Title I contractors and Title V sovereign partner compacts. 

Title I contracting requires each and every 638 Contractor to enter strictly construed scopes of work often limited to what the federal government interprets as its trust responsibility under the Navajo Treaty of 1868. The contracts are renewed annually subject to performance and audit. The annual performance and financial audits that each community health program were subject to for decades created time and resource consuming focus on compliance rather than services, until in 2014, the tribe established the Navajo Nation Department of Health (NNDOH), through passage of Navajo Nation Council Resolution CO-50-14 (Department of Health Act of 2014). 

With the establishment of the NNDOH, community health programs that previously had to separately contract with NAIHS could now be grouped under NNDOH as subordinate programs and enter a single “master contract”  

The 10-Year “Master Contract.” In November 2024, the Navajo Nation Council approved a ten-year Title I 638 contract through Naabik’ iyati’ Committee Resolution NABID-68-24, beginning January 1, 2025. While it is legally executed under the authority of Public Law 93-638 (Title I), it is a highly specialized, non-standard 10-year mature master contract that allows NNDOH to act as a massive umbrella encompassing a wide array of subordinate public health initiatives, including the Division of Behavioral and Mental Health Services (DBMS)Division of Public Health Services, the Community Health Representative (CHR) Program, the Navajo Nation Special Diabetes Project, and Emergency Medical Services (EMS).

Regulatory Authority Like a State, But With Challenging Differences. NNDOH community health programs focus on wellness, prevention, nutrition, and community-based care.

The Navajo Nation Council established NNDOH to resemble a state department of health, with regulatory authority similar to a state and a future goal to administer Medicaid. State health departments regulate, inspect, and enforce. They do not typically provide direct clinical care. 

However, a state health department operates within a broader system that delivers Medicaid coverage and care  through county and local public and private medical and community health providers in a coordinated and multi-layered delivery system, which the Navajo Nation lacks. There is no tribal Medicaid agency (though CO-50-14 authorizes study of one). There are no county health departments. There are no private providers. The NAIHS–the only clinical system–is beyond NNDOH regulatory authority. This means the NNDOH has no authority over the clinical care provided at IHS facilities, which is a major limitation on its ability to ensure quality. The authority is also limited over core programs controlled by 638 contractual terms.  

Regulatory authority is also challenging in the checkerboard areas of the reservation in which tribal, state, private, and public federal lands exist in a “checkerboard” with competing boundaries. 

Future Navajo Nation administration of Medicaid. New Mexico formally allowed the Navajo Nation to move toward managing its own Medicaid services in 2017. There are two technical routes for the Navajo Nation to administer Medicaid: as a full tribal Medicaid agency, or through an Indian Managed Care Entity (IMCE). A 2014 report to Congress found a full tribal Medicaid Agency could be feasible but would require significant planning and funds; this route remains stalled due to funding and federal law restrictions. The Nation sought to bypass these hurdles by pursuing the IMCE route, creating the Naat’áanii Development Corporation (NDC) to manage its own care plan in partnership with states like New Mexico. However, this path faced severe internal political delays, including a 2020 executive veto by Navajo Nation President Jonathan Nez over enrollment rules and sovereignty concerns. The full standalone IMCE insurance plan remains delayed by these disputes.

Traditional Healing. NNDOH is authorized to “establish a structure and system, in the form of assistance, for the practice and retention of traditional medicine” through consultation with organizations like the Diné Medicine Men’s Association. This is one of the few service-oriented provisions in the Act, and DBMS does provide traditional services at its treatment centers. However, traditional programming is framed as “assistance” and “structure”—not as direct programmatic support for families seeking traditional healing. An additional challenge is to have traditional healing interpreted as a necessary healthcare service, at least for provider coordination, under the federal trust responsibility. This is an ongoing area of advocacy, not a solved problem.

Funding Mechanisms for Other Programs. While a significant portion of the NNDOH’s core programming is funded through 638 contracts, specialized, time-limited, or community-based projects rely on a combination of federal grants, tribal revenue, and intergovernmental agreements (IGAs). E.g. federal grants fund Tribal Opioid Response (TOR), 988 Crisis Response, and Native Connections (youth suicide prevention). The Healthy Diné Nation Act (HDNA) uses a 2% tax on unhealthy foods to fund community-based wellness projects at the chapter level.

Intergovernmental Agreements

IGAs with Arizona

Because the Navajo Nation covers an immense geographic area spanning multiple Arizona counties, healthcare-specific Intergovernmental Agreements (IGAs) between the Navajo Nation and the State of Arizona are the primary mechanism used to coordinate funding, share jurisdictional authority, and deliver public services across tribal and state borders.

IGAs with New Mexico and Role of Non-Profits

New Mexico has been building a different kind of collaboration with the tribe than Arizona—one based on tribally-led managed care, a foundational data agreement, and a strong network of community-based non-profits. This approach may eventually lead to a more integrated system without the need for the same number of administrative IGAs used in Arizona.

  • Data Sharing. In May 2026, the Navajo Nation established a formal healthcare partnership with New Mexico through a Memorandum of Agreement (MOA) focusing on data sharing and public health coordination between the NNDOH and NMDOH. The agreement is described as a symbol of mutual respect and a commitment to addressing health disparities, with data used to “shape culturally responsive programs.”
  • Traditional Healing. Additionally, New Mexico is implementing its Medicaid 1115 Waiver to reimburse for traditional health care practices. The Navajo Nation has expressed interest in participating, allowing traditional healing services to be covered when provided through IHS or Tribal 638 facilities. Coordination between clinical providers and traditional healers is evolving, and non-profit organizations are playing a key role in bridging understanding between these systems.
  • Non-Profit Collaborations. New Mexico relies heavily on non-profit organizations to deliver healthcare services and support to Navajo families. Organizations like Navajo Family Voices, Community Outreach and Patient Empowerment (COPE), The Community Pantry, Thoreau Community Center, and Parents Reaching Out fill critical gaps left by federal and state systems, offering culturally grounded, peer-led support that government programs often cannot provide.

COPE has been working since 2010 to address structural barriers to health, developing community gardens, the Navajo Fruit and Vegetables Prescription Program, and nutrition education initiatives. The Community Pantry collaborates with Blue Cross and Blue Shield of New Mexico to provide food boxes tailored to the health needs of Native community members, distributing through locations in Gallup and Grants.

Navajo Family Voices is the Navajo Nation (New Mexico side) Family-to-Family Health Information Center, providing peer-led family-to-family support for families of children with special healthcare needs through events that fuse the clinical and traditional healing communities, while Parents Reaching Out serves as New Mexico’s Family-to-Family Health Information Center, offering training and workshops. The Thoreau Community Center provides youth and adults with resources for health, education, and recreation, addressing social determinants of health in a remote area of the Navajo Nation.

Specialty Needs Options

On-reservation and Border Town Specialty Services 

Specialty medical services are extremely limited. Local oncology specialty services are given by the Specialty Care Center, Tuba City, AZ (ISDEAA Title V facility of TRHHC) where patients and caregivers can access support and navigation services and obtain culturally sensitive support and counseling. Specialty Care Center is the first full-time cancer care program on any American Indian reservation. Unlike rotating or periodic traveling clinics that visit a region once or twice a month, this is a permanent, on-site cancer care program with full-time oncologists, hematologists, oncology-certified nurses, pharmacists, and dietitians—allowing patients to receive specialized treatments like chemotherapy, biotherapy, immunotherapy, and infusions locally instead of being forced to travel hundreds of miles off-reservation for every treatment.

An off-reservation clinic, Winslow Indian Health Care Center Winslow, AZ (ISDEAA Title I community hub run by Winslow Indian Health Care Corp.) has a rotational visiting specialist model for specialists (such as cardiologists, endocrinologists, podiatrists, or oncologists). 

Neither the New Mexico Department of Health (NMDOH) nor the Arizona Department of Health Services (ADHS) have a physical presence on the Navajo Nation. State health departments handle specialty care access for reservation residents through specific administrative, financial, and collaborative pathways. State health and human services agencies manage state Medicaid programs. In Arizona, the Arizona Health Care Cost Containment System (AHCCCS) works closely with tribal health programs for specialized medical services off-reservation. NMDOH Children’s Medical Services provides visiting specialty/complex care services for reservation children at their border town offices. 

Purchased/Referred Care

When local IHS or tribal clinics lack the infrastructure for high-level specialty care (like advanced oncology), the federal-tribal system relies on Purchased/Referred Care (PRC) Coordination. State health departments coordinate with these networks to ensure patients who must travel off-reservation to major medical hubs (such as Albuquerque, Phoenix, or Flagstaff) have coverage.

Data Sharing

The States of Arizona and New Mexico have entered intergovernmental agreements with NNDOH Epidemiology for specialized public health surveillance, funding, and resource-sharing for chronic disease tracking, cancer registries, and infectious disease control (such as tuberculosis or specialized screenings).

Medicaid Waiver Work-Arounds

For those who are medically fragile or special needs, the Medicaid home and community-based waiver is routine for urban areas but in the remote, checkerboard expanses of the Navajo Nation presents massive logistical hurdles, leading to a system heavily reliant on workaround solutions. State-managed waivers are designed around the assumption that commercial home health agencies, private-duty nurses, and physical therapists operate locally and can travel easily to a patient’s home. On vast parts of the Navajo Nation, commercial home-care agencies are virtually non-existent. Families often struggle to find licensed nurses or aides willing or able to travel dozens of miles across unpaved roads to provide daily care. 

To bypass the near-total lack of local agency-based providers, programs like New Mexico’s Medically Fragile Waiver (or self-directed alternatives like Mi Via) allow for Legally Responsible Individuals (LRIs), relatives, and family guardians to be formally certified and paid as home health aides or private-duty providers. For many remote Navajo families, this policy is a vital lifeline that keeps children at home, transforming family members into compensated frontline caregivers.

Oversight is typically managed through state-contracted nurse case management agencies (such as university-partnered programs) or state Medicaid managed care plans. However, case managers stationed off-reservation often face communication barriers, lack of reliable broadband or cellular service in rural chapters, and difficulties coordinating care that bridges state lines with federal IHS/tribal medical charts.

Delivering heavy or specialized medical hardware—such as hospital beds, ventilators, oxygen concentrators, or specialized nutritional formulas—to remote homes with substandard addresses or rough terrain is a persistent obstacle. Traditional medical supply companies based in off-reservation border cities frequently balk at delivery logistics, forcing families to travel long distances to pick up supplies themselves.

Traditional Ceremonies

In October 2024, Arizona and New Mexico got permission from the federal government to let Medicaid pay for traditional healing services provided through IHS or Tribal 638 facilities and which do not need to be provided on IHS premises. These include ceremonies, sweat lodges, and other traditional wellness practices. Traditional practitioners need to enter contract with NAIHS facilities. However, it is very limited. Families can use this benefit for one ceremony per calendar year through their Medicaid plan, and reimbursement is capped at between $250–$350.

Hataali have said this is not enough for a full ceremony, which has a 4-day protocol and cost much more in time and materials than this benefit covers.

An additional issue is traditional healing is still treated as “extra,” not as core care. The medical system rarely understands or respects how ceremony works.

Critical Service Challenges

Medical Provider Vacancies

NAIHS provides hospitals and clinical care but has difficulty retaining staff, having a 30% vacancy rate as of January 2026. NNDOH also has staffing vacancy issues for the direct non-medical wellness programming it provides, including nutrition, behavioral health support, home visits and preventive community healthcare. Specialty care, including care for special needs children and youth, requires off reservation referrals through the IHS PRC Program. Prevention and wellness are important, but they do not replace seeing a specialist when your child needs one. 

Behavioral Health Crisis

Outpatient counseling is available. Crisis care, inpatient care, and residential care are very limited, with only 2 non-psychiatric facilities on the reservation–the Sober Living Center in Chinle, AZ, and the Navajo Regional Behavioral Health Center in Shiprock, NM. 

There is no inpatient psychiatric facility, no children’s mental health unit, and no dedicated behavioral health hospital on the Navajo Nation. Families in crisis must travel off-reservation—often hours away—to access emergency psychiatric care, inpatient stabilization, or residential treatment. Children and youth are especially vulnerable. There is no inpatient psychiatric unit for children on the reservation. Youth in crisis are often sent to off-reservation facilities in Albuquerque, Phoenix (including the tribal-run Yideeską́ądi Hózhǫ́ǫ́jí Center (YHC)), or Salt Lake City—far from family and community

Outpatient services are limited. The Navajo Division of Behavioral & Mental Health Services (DBMHS) operates 11 outpatient clinics across the Nation, but these clinics are not equipped to handle crisis, severe mental illness, or complex psychiatric conditions. Psychiatrists, psychologists, and licensed clinical social workers are in critically short supply. This shortage leaves families with few options for mental health care on the reservation.

Frequent Referrals to Off-Reservation Care

NAIHS facilities rely on off-reservation state and university medical centers to handle complex patient needs that exceed the capacity of the IHS system. Under federal law, the Purchased/Referred Care (PRC) program, major off-reservation health systems have rapid referral coordination with the PRC program in their services for Native American patients. However, aftercare and coordinated care remains a challenge. The PRC Program may be rigid, underfunded, and difficult to navigate. 

The bottom line is, you must travel off-reservation for specialty care. 

Limited Support for Traditional Healing

Through its 1115 Waiver program, Medicaid will pay for traditional healing services e.g. ceremonies, sweat lodges and other wellness practices, provided through IHS or Tribal 638 facilities even if not provided on IHS premises. However, it is limited to one service per year and capped at between $250–$350. Hataali have said this is not enough for a full ceremony. An additional issue is traditional healing is still treated as “extra,” not as core care. The medical system rarely understands or respects how ceremony works.

“Medical Home” Barriers for Special Needs 

Families with specialty needs family members face systemic barriers. Establishing a true multi-specialty medical home on the Navajo Nation is virtually impossible given that local federal and tribal NAIHS facilities are structured almost exclusively for basic primary and acute care. When children require continuous home nursing or intensive pediatric sub-specialists (such as cardiologists, neurologists, or geneticists), families cannot rely on local coordination—they are forced to navigate a grueling matrix of hundreds of miles of rural transit to off-reservation medical centers in Phoenix, Albuquerque, or Salt Lake City. Consequently, many families of children with profound special needs face an agonizing choice: remain on the reservation and struggle against severe infrastructural gaps, or permanently relocate off-reservation closer to major pediatric medical hubs.

Service Cliffs for Adult Transitions

Adult developmental disability services, vocational day programs, residential care facilities, and specialized day habilitation centers are extremely scarce or entirely non-existent across vast stretches of the reservation. In the absence of institutional residential options or local group homes, the responsibility of lifelong care falls almost entirely on aging family members. Programs like the Navajo Developmental Disabilities Program (operating via intergovernmental agreements with states like Arizona) provide vital case management for eligible Medicaid members, but navigating differing state rules (AZ, NM, UT) for adult long-term care waivers remains complex.

Many specialized adult services (such as 24/7 residential group homes or structured day treatment facilities) require families to look off-reservation toward border towns, pushing them out of their home communities. The Navajo Nation Office of Special Education and Rehabilitation Services (NNOSERS) does operate Vocational Rehabilitation and Independent Living programs to help tribal members with disabilities find employment or adaptive home modifications (like wheelchair ramps). However, high local unemployment rates and a lack of accessible rural public transportation make sustainable, long-term employment placement exceptionally difficult for adults with severe or multi-system special needs.

There are no residential treatment facilities for adults with serious mental illness on the reservation. Families are left to care for adult children with behavioral health needs, often without support, training, or respite.